Step One – CREDIT CHECK

• The parent must go to https://studentaid.gov and sign in using their own FSA ID and password.
  
  • Do not use the student's FSA ID to sign in.
• Under the Apply for Aid top menu select Apply for a Parent PLUS Loan
• Click the Start Button next to I am a Parent of an Undergraduate Student.
  
  • This starts the process for the credit check. The parent must complete all sections of the application and submit.
• Upon completion of the application, the parent will receive a credit decision.
  
  • Approved Parent PLUS applicants who wish to borrow the loan please go to Step Two.
  • Denied Parent PLUS applicants may enable the student to receive an additional Direct Unsubsidized Loan.  Freshmen and sophomores may receive up to an additional $4,000 for the year; juniors and seniors may receive up to an additional $5,000 for the year.

Step Two – MASTER PROMISSORY NOTE (MPN)

• The parent must be signed into https://studentaid.gov using their own FSA ID and password.
  
  • Do not use the student's FSA ID to sign in.
• Under the Complete Aid Process top menu select MPN for Parents
• Click the Start Button next to I am a Parent of an Undergraduate Student.
  
  • Complete all sections of the application and submit.
  • We will receive the file in 1-2 business days.

Step One – CREDIT CHECK

• The graduate/professional student must sign in to https://studentaid.gov using their FSA ID and password.
• Under the Apply for Aid top menu select Apply for a Grad PLUS Loan.
• Click the Start Button next to I am a Graduate or Professional Student.
  
  • This starts the process for the credit check.
• Upon completion of the application, you will receive a credit decision.
  
  • a.  If denied, you are not eligible for the loan.
  • b.  If approved, go to Step 2.

Step Two – MASTER PROMISSORY NOTE (MPN)

• If approved for the Direct Graduate PLUS Loan, you must complete the Loan Agreement (Master Promissory Note) at www.studentaid.gov.
• Click the Start Button next to the PLUS MPN for Graduate/Professional Students
  
  • Complete all sections of the application and submit
  • We will receive the file in 1-2 business days.