Health Insurance

SCSU does not require health insurance as a condition of attendance. Students are not charged for a University-sponsored insurance plan nor is there an online waiver to complete. 

Health, Counseling, and Wellness Services are available to all registered SCSU students, regardless of insurance status. While most of medical services are free of charge prescriptions, laboratory tests, and diagnostic testing may have associated fees, which are billed to a student’s bursar account.

Student Health Services strongly encourages all students to keep a health insurance in the event of a serious illness, injury, or unanticipated surgery. Without adequate health insurance you could potentially be left with a significant medical bill or be unable to receive the care or medicine you need.

Accident Insurance

As part of your enrollment at the University, all full-time students for the current term are covered under the University Accident Policy provided by Aetna Student Health. This policy is in place, regardless of what health insurance you have, to protect students and provide excess coverage in the event of an accident. The cost of this accident policy, which covers accidents both on and off campus, is included in the general University fee each full time student pays. This accident policy is a secondary policy meaning the insurance plan will pay only accident-related costs that are not covered by a student's other (primary) health insurance policy. The coverage period is August 1st through December 31st for the Fall term and January 1st through July 31st for the Spring term.

  • A claim should first be submitted to the student’s primary insurance carrier.

Aetna's claim form is available here:  Aetna Student Health Claim Form and will need to be completed and submitted to Aetna along with a copy of the Explanation of Benefits (EOB) from the primary insurance and a copy of the itemized bill.

* Please keep in mind that an EOB is not a bill. It is an explanation of how an insurance company has paid or not paid a claim sent to them.

  • For additional details please reference: Filing Accident Claims for Connecticut State University Students
  • Should any students need to obtain an Accident Only Verification letter for their primary insurance company or provider to indicate that this is not a primary health insurance plan, they can reach out directly to Aetna customer service at 877-375-4244.

How Can Students Obtain Health Insurance?

  • Access Health CT can help you identify health insurance options that are best for you. Visit www.accesshealthct.com or call 1-800-354-2428 to see what plans are available.
  • Aetna Student Health: Although not sponsored by the University, this is an available option for all students
  • HealthCare.gov - for out-of-state residents